Accounts

Personal Chequing Account

The Personal Chequing Account is a basic non-interest bearing chequing account designed to handle your personal cheque writing needs.

  • No minimum balance or deposit required.
  • A monthly statement summarizes the activity in your account and includes images of all cancelled cheques or signup for E-statements and view your statements on Internet Banking instead of paper.
  • MEMBER CARD® debit card is available for ATM and Point of Sale access.
  • A Line of Credit is available subject to application and approval.
  • Quick and easy access is provided through several means, including cheques, a variety of credit union cards, as well as MemberDirect® online banking.

Radius Credit Union offers a variety of account packaging options. To find out what works best for your needs please view our Service Charge Brochure and contact your local Radius Credit Union Branch.

    Savings Accounts

    Radius Credit Union offers two types of Savings Accounts that will help you save your money. Try our PLAN 24® Savings Account if you have low transaction activity, or our CUSAVE® Premium Investment Account if you need access to your hard earned dollars while getting premium rates.
    Choose from the following Savings Accounts:

    • PLAN  24® Savings Account - A PLAN 24 Account is a great way to get more for your money. The interest rate applies to the entire balance not just a portion of it. Interest is calculated on the daily closing balance and paid to the account at the end of every month. Funds can be accessed online through MemberDirect® online banking, over the phone, or in branch.
    • CUSAVE® Premium Investment Account - If you prefer your savings to be liquid but expect a competitive interest rate, the CUSAVE Premium Rate Investment Account is for you! The CUSAVE Account has a tiered interest rate structure, provides you with a monthly statement and best of all, gives you access to your funds whenever you need them. Interest is calculated on the daily closing balance and paid to the account at the end of every month. Funds can be accessed through MemberDirect® online banking, over the phone, or in branch. No service charges on self-initiated electronic transactions, however a $5.00 service charge will be applied to over-the-counter debits and telephone transfers

    Youth and Student Accounts

    Youth are our community's future. Therefore, it is important for them to start early to learn about responsibility in managing a financial account. At Radius Credit Union we offer products that will help youth build knowledge on the value of saving money.
    Choose from the following accounts:

    • FAT CAT® Account -This account is for our members 12 years of age and under who are just starting to learn about the value of money. This account helps young members learn how to keep track of their money and how the financial world works. Why put birthday money or allowance in a piggy bank - put it in a FAT CAT account and earn interest on that money.
    • HEADSTART® Account - The HEADSTART account is for youth between ages 12 and 18. The HEADSTART account allows you to write cheques, make deposits, invest in term deposits, and have a MEMBER CARD debit card.
    • STUDENTCHOICE® Account - The STUDENTCHOICE® account is designed for post-secondary students enrolled in a minimum of 60% course load in a recognized post-secondary institution. It offers chequing priveleges, MasterCard® Credit Card, and a Student Education Loan (OAC).
     

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